TERMS & CONDITIONS
Effective Date: [Insert Date]
Welcome to The Up & Coming. These Terms & Conditions (“Terms”) govern your use of our website, services, products, and content. By accessing or using our site, you agree to these Terms in full.
1. USE OF OUR SERVICES
You may use our site and services solely for lawful purposes. You agree not to misuse, reproduce, or exploit any part of the website or its content without permission.
2. PRODUCTS AND PAYMENTS
We offer both free and paid resources—including e-books, virtual courses, workshops, and coaching sessions. Prices are subject to change at any time. All payments must be made through approved third-party payment processors. By purchasing, you agree to the associated terms.
3. USER ACCOUNTS
You may be required to create an account to access purchased digital content. You are responsible for maintaining the confidentiality of your login credentials and all activity under your account.
4. INTELLECTUAL PROPERTY
All content on this site—including text, videos, images, and downloadable materials—is the property of The Up & Coming LLC unless otherwise stated. You may not copy, reproduce, or redistribute any content without written permission.
5. THIRD-PARTY SERVICES
We may use third-party platforms (e.g., payment processors, email providers, analytics tools) to support our services. These platforms operate under their own privacy and usage policies. While we choose trusted partners, The Up & Coming LLC is not liable for their practices.
6. REFUND POLICY
Due to the digital nature of our products, all sales are final unless explicitly stated otherwise at the time of purchase. Refunds for services such as workshops or coaching sessions will follow specific terms outlined on the respective service pages.
7. DISCLAIMER
Our coaching, content, and educational materials are meant to inform and empower, not replace licensed professional services. The Up & Coming LLC does not offer legal, financial, medical, or other licensed professional advice. Any decisions you make based on our guidance are solely your responsibility.
8. LIMITATION OF LIABILITY
We are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this site or our services. Use of this website is at your own risk.
9. GOVERNING LAW
These Terms are governed by the laws of the State of New York, United States. Any legal action must be brought in a court of competent jurisdiction in that state.
10. CHANGES TO THESE TERMS
We may update these Terms from time to time. Continued use of the website after changes are posted means you accept the revised Terms.